By Amy R. Tripp, Esq., Special Needs Alliance

To say that adequate housing options for persons with disabilities is a challenge is an understatement. As a result, in the process of future planning, housing is almost always one of the most important topics. Some people with disabilities would like to continue living in the family home, with appropriate supports, after Mom and Dad are gone, and parents often agree that would best serve their son or daughter’s interest. Other parents anticipate leaving funds that would allow their son or daughter to own appropriate alternate housing. In both cases, it must be determined if it makes sense for the house to be owned by a special needs trust (SNT) that is likely at the center of their plan. And as noted below, individuals and families must also weigh the benefits of home ownership versus renting to determine the best fit.

The short answer is that, in many cases, is does make sense for an SNT to own a home, but there are numerous considerations and caveats that come into play. This is an overview of the rules and issues that can arise when an SNT owns a home.

It is important first to identify what type of trust would own the home. We should distinguish between “first party” and “third party” trusts. A first party SNT is funded with the individual beneficiary’s assets and, after the death of the beneficiary, requires reimbursement to the state for Medicaid services. A third party SNT, which is funded with someone else’s assets, such as an inheritance from a parent or proceeds from a life insurance policy, is more flexible and does not require reimbursement to the state.

Options for Titling Homes

A threshold consideration in deciding whether a residence is better owned by an SNT or the individual is whether that person has legal capacity to hold title on their own and what decision-making supports the person might need. Minors simply cannot hold title and would require a guardian (in some states, a conservator) be appointed. Many adults may also need support to manage home ownership. If an adult is under guardianship or conservatorship, the guardian or conservator would likely have legal authority to manage the property. Many other adults with I/DD would benefit from using decision-making supporters to help them meet the obligations of home ownership.

For an adult with I/DD, home ownership can be empowering, as it is for all of us. The responsibilities of home ownership, as well as the status of a property owner, can have very positive impact. Families should take care to ensure that appropriate decision-making supports are in place.

If direct ownership isn’t practical, leaving a family home to a third party SNT, or buying one with trust assets, protects the property from creditors and leaves financial and maintenance issues in the hands of a trustee.

While a residence purchased by a first party SNT gains these advantages during the beneficiary’s lifetime, the home is subject to recovery by the state upon the beneficiary’s death to the extent of the costs paid by Medicaid.

Finally, it is important to look at who else might be living in the home. If the home is owned outright by a first party SNT, there may be complications if other family members also reside there. Distributions from first party SNTs are supposed to be for the sole benefit of the beneficiary, and this may be interpreted differently by various Social Security offices. Depending on the level of caregiving performed by family members, they may be required to pay rent in order to avoid affecting the beneficiary’s eligibility for government benefits. There may even be issues regarding what maintenance the trust should pay for.

Some trustees, seeking to avoid a first party trust payback, arrange for the SNT to purchase a life estate interest in the family residence. By paying a portion of the home’s value, the beneficiary has a right to live there, rent free, as long as he or she lives. In some states, however, this won’t avoid the Medicaid lien, and other family members residing in the home still may need to pay rent to avoid conflict with the sole benefit rule.

Running the Numbers

Of course, as attractive as the idea is, whether it is practical to plan to provide a house to an adult son or daughter with disabilities after you’re gone comes down to dollars.

Any time the purchase or transfer of ownership of a residence is begin considered, it is critical to prepare a detailed budget which takes into consideration things such as the cost of modifications needed for accessibility, long-term maintenance, utilities, taxes, insurance, and general upkeep. A common planning mistake is for people to create SNTs which purchase homes, only to have the housing costs consume such a large part of the available resources that other important purposes of the SNT are compromised, leading to deterioration of the property and forcing sale at a discounted price.

On occasion the solution may be as simple as finding a roommate. The trend today is for families to consolidate resources and purchase housing that provides for more than one adult. While there are some great examples of these types of arrangements, there are also many situations in which such plans simply don’t work. And many trustees are unwilling to deal with their complexity.

Beyond the numbers, persons with disabilities and their families should consider other pros and cons to homeownership, including whether the person may in the future want to live in a different neighborhood or area, the suitability of the home for future family configurations and the potential for aging in place.

Effect on Benefits

The ownership of property and the payment of housing expenses can impact the government benefits the individual may be receiving, including Supplemental Security Income (SSI) and Medicaid.

Notably, for persons who receive SSI, mortgage payments, property taxes, utilities and other housing costs paid on their behalf by an SNT are considered in-kind support and maintenance (ISM) and will reduce SSI. Good planning can often reduce the impact of these rules, but not always.

Likewise, depending on how a home is titled, the purchase or sale of a home can trigger interruptions or reductions in benefits in the months in which these events occur. While the home is an exempt asset for SSI and Medicaid benefits, the sale of the home in the future, if titled to the individual, will result in converting an exempt asset into countable resources. If the home is titled to the SNT, then the sale of the home would have no impact on eligibility.

Medicaid liens and other estate recovery claims are potential pitfalls when persons receiving benefits own their own homes, or have homes held in some SNTs. When a first party SNT owns the home, extra attention needs to be provided if other family members are living in the home and providing support to the beneficiary. When the beneficiary dies, Medicaid is reimbursed from the remaining assets in the first party SNT. If the Medicaid lien exceeds the balance of the assets in the first party SNT and the house is owned by the SNT, then the house may be lost. This can be a great hardship for some families who provide support and services to the beneficiary.

Conclusion

Housing is always a challenge in future planning for persons with disabilities. Arranging for a stable living environment is a high priority, but the considerations are many and complex, and families and their counselors are becoming increasingly creative as they struggle with the housing shortage. Whether an SNT can or should own a house involves a number of considerations, and families should seek advice from a qualified attorney to ensure that their objectives are met.

Amy Tripp is a member of the Special Needs Alliance, a national nonprofit dedicated to assisting individuals with disabilities, their families and the professionals who serve them. SNA is partnering with The Arc to provide educational resources, build public awareness and advocate for policies on behalf of people with intellectual/developmental disabilities and their families.

 

218 thoughts on “Owning a Home with a Special Needs Trust

  1. I am the owner of JustCBD Store company (justcbdstore.com) and I am currently looking to develop my wholesale side of company. It would be great if someone at targetdomain give me some advice ! I thought that the best way to accomplish this would be to connect to vape stores and cbd retail stores. I was really hoping if anybody at all could suggest a reliable website where I can get CBD Shops Business Contact Details I am currently examining creativebeartech.com, theeliquidboutique.co.uk and wowitloveithaveit.com. On the fence which one would be the most suitable selection and would appreciate any support on this. Or would it be much simpler for me to scrape my own leads? Ideas?

  2. Hi, I do believe this is a great blog. I stumbledupon it 😉 I’m going to revisit once again since I saved as a favorite it. Money and freedom is the best way to change, may you be rich and continue to guide other people.

  3. Good day! I just want to offer you a big thumbs up for your excellent info you have right here on this post. I will be returning to your website for more soon.

  4. Oh my goodness! Impressive article dude! Thank you, However I am experiencing problems with your RSS. I don’t understand the reason why I cannot join it. Is there anyone else getting identical RSS problems? Anyone that knows the answer can you kindly respond? Thanks!!

  5. Howdy, I believe your blog might be having web browser compatibility issues. Whenever I take a look at your web site in Safari, it looks fine however, when opening in I.E., it’s got some overlapping issues. I just wanted to give you a quick heads up! Apart from that, great site!

  6. Aw, this was a very good post. Finding the time and actual effort to make a good article… but what can I say… I procrastinate a lot and don’t manage to get nearly anything done.

  7. That is a really good tip particularly to those new to the blogosphere. Short but very accurate info… Many thanks for sharing this one. A must read post!

  8. Having read this I thought it was rather enlightening. I appreciate you spending some time and energy to put this informative article together. I once again find myself spending a significant amount of time both reading and leaving comments. But so what, it was still worth it!

  9. I blog frequently and I genuinely appreciate your content. This article has really peaked my interest. I am going to take a note of your site and keep checking for new details about once a week. I subscribed to your RSS feed as well.

  10. Hey there! I simply want to give you a huge thumbs up for the excellent info you’ve got right here on this post. I am returning to your blog for more soon.

  11. I would like to thank you for the efforts you have put in writing this blog. I’m hoping to check out the same high-grade blog posts by you in the future as well. In fact, your creative writing abilities has encouraged me to get my own, personal site now 😉

  12. Aw, this was a very nice post. Taking a few minutes and actual effort to make a really good article… but what can I say… I hesitate a lot and never seem to get nearly anything done.

  13. Your style is unique compared to other folks I’ve read stuff from. I appreciate you for posting when you’ve got the opportunity, Guess I will just bookmark this site.

  14. Oh my goodness! Incredible article dude! Thank you so much, However I am encountering problems with your RSS. I don’t know why I am unable to join it. Is there anybody else getting similar RSS problems? Anybody who knows the answer will you kindly respond? Thanks!!

  15. Good post. I learn something totally new and challenging on websites I stumbleupon on a daily basis. It’s always interesting to read articles from other writers and practice a little something from other websites.

  16. Great site you have here.. It’s hard to find quality writing like yours these days. I really appreciate individuals like you! Take care!!

  17. I blog often and I seriously thank you for your content. This great article has really peaked my interest. I am going to bookmark your blog and keep checking for new details about once a week. I opted in for your Feed as well.

  18. A person essentially lend a hand to make significantly articles I might state.
    This is the very first time I frequented your web page and so far?
    I amazed with the research you made to make this particular
    submit incredible. Magnificent process!

  19. Hello outstanding blog! Does running a blog such as this require
    a large amount of work? I’ve virtually no expertise
    in coding but I was hoping to start my own blog in the near future.

    Anyway, if you have any ideas or tips for new blog owners please share.

    I understand this is off topic however I just wanted to
    ask. Thanks!

  20. Useful info. Fortunate me I found your site accidentally, and I’m shocked why this accident did not
    came about earlier! I bookmarked it.

  21. I have to thank you for the efforts you’ve put in penning this website. I’m hoping to view the same high-grade content from you in the future as well. In fact, your creative writing abilities has motivated me to get my very own website now ;)|

  22. I have to thank you for the efforts you’ve put in writing this site. I really hope to see the same high-grade content by you in the future as well. In truth, your creative writing abilities has inspired me to get my own blog now ;)|

  23. Just desire to say your article is as surprising.

    The clearness in your put up is simply nice and i can think you’re knowledgeable
    on this subject. Fine along with your permission let me to grasp your
    feed to keep up to date with drawing close post. Thanks
    1,000,000 and please keep up the gratifying work.

  24. Admiring the dedication you put into your blog and in depth information you provide.
    It’s good to come across a blog every once in a while that isn’t the same old
    rehashed information. Excellent read! I’ve saved your site and I’m
    adding your RSS feeds to my Google account.

  25. Hey! This is my first visit to your blog! We are a collection of volunteers and starting a new project in a community in the same niche.
    Your blog provided us beneficial information to work on. You have
    done a extraordinary job!

  26. I love what you guys are usually up too. This kind of clever work and
    coverage! Keep up the excellent works guys I’ve incorporated you guys to my personal blogroll.

  27. I am sure this paragraph has touched all the internet
    visitors, its really really fastidious post on building up new web
    site.

  28. I blog quite often and I truly thank you for your content.
    Your article has truly peaked my interest. I’m going to book mark your blog and keep checking for new details about once per week.
    I subscribed to your RSS feed as well.

  29. hey there and thank you for your info – I’ve certainly picked up something new from right here.
    I did however expertise a few technical issues using this website, as I experienced to reload the site a lot of times
    previous to I could get it to load properly. I had been wondering
    if your web hosting is OK? Not that I am complaining, but slow loading instances times will
    often affect your placement in google and can damage your high quality score if advertising
    and marketing with Adwords. Well I am adding this RSS to
    my e-mail and could look out for a lot more of your respective interesting content.
    Ensure that you update this again very soon.

  30. Wonderful beat ! I wish to apprentice even as you amend your
    site, how could i subscribe for a blog site?

    The account aided me a acceptable deal. I were a little bit acquainted of this
    your broadcast provided vivid clear idea

  31. Hello it’s me, I am also visiting this website on a regular
    basis, this web site is genuinely pleasant and the visitors are
    actually sharing good thoughts.

  32. I think this is among the most vital info for me. And i’m glad reading your
    article. But want to remark on few general things, The site style is perfect, the articles is really excellent :
    D. Good job, cheers

  33. My spouse and I stumbled over here from a different website and thought I may as
    well check things out. I like what I see so now i’m following you.
    Look forward to going over your web page repeatedly.

  34. Hello, i think that i saw you visited my site thus i came to “return the favor”.I
    am attempting to find things to enhance my site!I suppose
    its ok to use some of your ideas!!

  35. It’s a shame you don’t have a donate button! I’d certainly donate to this
    brilliant blog! I suppose for now i’ll settle for book-marking and adding your RSS feed to my Google account.
    I look forward to brand new updates and will talk
    about this website with my Facebook group. Talk soon!

  36. That is a really good tip especially to those fresh to the blogosphere. Simple but very precise info… Many thanks for sharing this one. A must read article!

  37. I got this web page from my friend who shared with me on the topic of this site and at the moment this time I am browsing this web page and reading very informative content at this time.

  38. Hi there! I just want to give you a huge thumbs up for the great info you have right here on this post. I am returning to your site for more soon.

  39. Outstanding post but I was wondering if you could write
    a litte more on this topic? I’d be very grateful if you could elaborate a little bit further.
    Thank you!

  40. Good way of telling, and pleasant post to get information about
    my presentation subject matter, which i am going to deliver in institution of higher education.

  41. It is in reality a great and useful piece of information. I’m glad that you shared this helpful info with us.
    Please keep us informed like this. Thank you for sharing.

  42. Fantastic items from you, man. I have bear in mind your stuff
    previous to and you are just extremely great.
    I actually like what you’ve bought here, really like what you are
    stating and the best way during which you assert it.
    You are making it enjoyable and you continue to care for
    to keep it wise. I can not wait to learn much more from you.
    This is really a tremendous web site.

  43. Hi, I do think this is an excellent site. I stumbledupon it 😉 I will
    revisit once again since i have saved as a favorite it. Money and
    freedom is the best way to change, may you be rich
    and continue to guide other people.

  44. You need to take part in a contest for one of the greatest websites on the net. I’m going to highly recommend this blog!

  45. You have made some decent points there. I checked on the web to learn more about the issue and found most individuals will go along with your views on this web site.

  46. The next time I read a blog, Hopefully it does not fail me just as much as this particular one. I mean, Yes, it was my choice to read, however I truly believed you’d have something useful to talk about. All I hear is a bunch of moaning about something you can fix if you were not too busy searching for attention.

  47. Thank you for another informative blog. Where else may just I get that type of info written in such a
    perfect approach? I’ve a challenge that I am simply now operating on,
    and I’ve been at the look out for such information.

  48. Appreciating the time and energy you put into your site and in depth information you offer.
    It’s great to come across a blog every once in a while that isn’t the
    same unwanted rehashed information. Wonderful read! I’ve saved your site and I’m adding your
    RSS feeds to my Google account.

  49. It’s actually very difficult in this full of activity life to listen news on Television, therefore I just use the web for that purpose, and obtain the latest information.

  50. you are truly a excellent webmaster. The website loading
    velocity is incredible. It seems that you are doing any unique trick.
    Also, The contents are masterwork. you have performed a great
    job on this topic!

  51. Helpful info. Fortunate me I found your web site unintentionally,
    and I am stunned why this twist of fate didn’t happened in advance!
    I bookmarked it.

  52. I have learn a few just right stuff here. Definitely price bookmarking
    for revisiting. I wonder how so much effort you put to make the sort of wonderful
    informative web site.

  53. I’m not sure where you are getting your information, but
    great topic. I needs to spend some time learning more or understanding more.
    Thanks for magnificent info I was looking for this info for my mission.

  54. Thanks for one’s marvelous posting! I really enjoyed reading it,
    you’re a great author. I will always bookmark your blog and
    will eventually come back at some point. I want to encourage you continue your
    great writing, have a nice day!

  55. I love what you guys are usually up too. This kind of clever work and exposure!

    Keep up the amazing works guys I’ve incorporated you guys
    to our blogroll.

  56. Do you mind if I quote a couple of your posts as long as I provide
    credit and sources back to your website? My blog site is in the very same niche as yours and my users would truly benefit from some of the information you
    provide here. Please let me know if this okay with you.
    Thanks!

  57. I do consider all the ideas you’ve offered
    on your post. They are really convincing and will certainly work.
    Nonetheless, the posts are too short for novices. May just you please lengthen them a bit from subsequent time?
    Thank you for the post.

  58. Terrific article! That is the kind of information that should be shared around
    the internet. Disgrace on Google for now not positioning this post higher!
    Come on over and visit my website . Thanks =)

  59. A motivating discussion is worth comment. I do believe that you ought to publish more on this
    subject, it may not be a taboo matter but usually people don’t discuss these issues.
    To the next! All the best!!

  60. Hi there! Do you know if they make any plugins to assist with SEO?
    I’m trying to get my blog to rank for some targeted keywords but I’m not seeing
    very good gains. If you know of any please share.

    Appreciate it!

  61. It’s appropriate time to make some plans
    for the future and it is time to be happy. I’ve read this post and
    if I could I desire to suggest you some interesting things or suggestions.
    Perhaps you can write next articles referring to this article.
    I wish to read even more things about it!

  62. I’ll immediately grab your rss as I can not in finding your email
    subscription link or e-newsletter service. Do you’ve any?
    Kindly permit me recognize in order that I could subscribe.
    Thanks.

  63. Hi there! This is kind of off topic but I need some advice from an established blog.

    Is it difficult to set up your own blog? I’m not very techincal but I
    can figure things out pretty fast. I’m thinking about setting up my own but
    I’m not sure where to start. Do you have any ideas or
    suggestions? Thank you

  64. I don’t know if it’s just me or if perhaps everyone else encountering
    issues with your blog. It appears like some of the written text on your content are
    running off the screen. Can someone else please comment and let me know if this is happening to them too?
    This could be a problem with my web browser because I’ve
    had this happen before. Appreciate it

  65. I really love your blog.. Very nice colors & theme.
    Did you develop this web site yourself? Please reply back as I’m looking to create my very
    own site and would like to learn where you got this from
    or what the theme is named. Thanks!

  66. A motivating discussion is worth comment. I believe that you need to write more about this subject, it may not be a taboo matter but typically people do not speak about these subjects. To the next! Cheers!!

  67. Thanks for the auspicious writeup. It in reality was once a enjoyment
    account it. Look complicated to far added agreeable from you!

    However, how can we be in contact?

  68. Great post. I used to be checking constantly this weblog and I am impressed!
    Extremely useful info specifically the ultimate phase 🙂 I maintain such info much.
    I used to be looking for this particular information for a long time.
    Thank you and good luck.

  69. Thanks for sharing your thoughts. I truly appreciate your efforts and I will be waiting for your next
    post thank you once again.

  70. Undeniably believe that which you stated. Your favorite
    reason appeared to be on the internet the simplest thing to be aware of.
    I say to you, I definitely get irked while people
    think about worries that they just do not know about.

    You managed to hit the nail upon the top and defined out the whole thing without having side-effects , people can take a signal.
    Will likely be back to get more. Thanks

  71. Hey! I could have sworn I’ve been to this website before but after checking through some of the post I realized it’s new to me.

    Nonetheless, I’m definitely glad I found it and I’ll be bookmarking and checking back often!

  72. You actually make it seem really easy along with your presentation but I in finding this matter
    to be really one thing that I believe I’d never understand.
    It sort of feels too complex and very vast for me. I’m having a look forward in your
    subsequent post, I will attempt to get the dangle of it!

  73. I read this paragraph completely regarding the resemblance of
    hottest and preceding technologies, it’s awesome article.

  74. Thanks for the marvelous posting! I really
    enjoyed reading it, you may be a great author.I will ensure that I bookmark
    your blog and definitely will come back in the foreseeable future.
    I want to encourage you continue your great posts, have a nice holiday weekend!

  75. Hello there, You’ve done an excellent job. I will definitely digg it and personally suggest
    to my friends. I am sure they will be benefited from this
    site.

  76. Thanks for ones marvelous posting! I quite enjoyed reading it,
    you may be a great author.I will make sure to bookmark your blog and will eventually come back in the foreseeable future.
    I want to encourage that you continue your great posts,
    have a nice holiday weekend!

  77. Great blog you’ve got here.. It’s hard to find high quality writing like yours nowadays. I really appreciate individuals like you! Take care!!

  78. Thanks for ones marvelous posting! I seriously enjoyed reading it, you can be a great author.I will
    ensure that I bookmark your blog and will often come back very soon. I
    want to encourage you continue your great work, have a nice evening!

  79. I wanted to thank you for this very good read!! I certainly enjoyed every bit of it.
    I have got you saved as a favorite to look at new things you post…

  80. Spot on with this write-up, I absolutely believe this web site needs a great deal more attention. I’ll probably be returning to read through more, thanks for the advice!

  81. Just want to say your article is as astounding.
    The clarity in your post is simply spectacular and i can assume you’re an expert on this subject.
    Fine with your permission let me to grab your feed to keep updated with forthcoming post.
    Thanks a million and please continue the gratifying work.

  82. Wow, wonderful blog format! How lengthy have you ever been running a blog for?

    you made running a blog look easy. The full glance of your web
    site is magnificent, as smartly as the content material!

  83. Woah! I’m really loving the template/theme of this site.
    It’s simple, yet effective. A lot of times it’s
    difficult to get that “perfect balance” between user friendliness and
    appearance. I must say you have done a awesome job with
    this. Also, the blog loads very quick for me on Safari.

    Exceptional Blog!

  84. What’s up to every , for the reason that I am really keen of
    reading this blog’s post to be updated daily.
    It includes fastidious material.

  85. Hello would you mind stating which blog platform you’re working with?

    I’m going to start my own blog soon but I’m having
    a tough time selecting between BlogEngine/Wordpress/B2evolution and Drupal.
    The reason I ask is because your design seems different then most
    blogs and I’m looking for something completely unique.

    P.S Apologies for getting off-topic but I had to ask!

  86. I was wondering if you ever thought of changing the layout
    of your site? Its very well written; I love what youve got to say.
    But maybe you could a little more in the way of content so people
    could connect with it better. Youve got an awful lot of text for only having one or 2 pictures.

    Maybe you could space it out better?

  87. I don’t know if it’s just me or if everybody else encountering issues with your website.

    It seems like some of the written text within your content are running off the screen. Can somebody else please comment and
    let me know if this is happening to them as well?

    This could be a issue with my web browser because I’ve had this happen before.
    Appreciate it

  88. After looking into a number of the blog articles on your site, I really like your
    way of writing a blog. I book-marked it to my bookmark site list and will be
    checking back in the near future. Please check out my web site as
    well and tell me your opinion.

  89. Hi there, just became alert to your blog through
    Google, and found that it is truly informative. I’m going to watch out for brussels.
    I will appreciate if you continue this in future.
    A lot of people will be benefited from your writing.
    Cheers!

  90. That is really interesting, You’re an excessively skilled blogger.
    I have joined your rss feed and look ahead to seeking more of your
    excellent post. Also, I’ve shared your web site in my
    social networks

  91. Nice post. I learn something new and challenging on blogs
    I stumbleupon on a daily basis. It’s always exciting to read content from other authors and use
    something from other web sites.

  92. I got this website from my friend who informed me about this web site and at the moment this time I am browsing this website and reading very informative content here.

  93. That is really attention-grabbing, You are an overly professional blogger.
    I have joined your feed and look ahead to searching for more of your excellent post.
    Also, I have shared your web site in my social networks

  94. Yesterday, while I was at work, my sister stole my iphone and tested to see if it
    can survive a thirty foot drop, just so she can be a youtube sensation. My iPad is now broken and she has 83 views.
    I know this is totally off topic but I had to share it with someone!

  95. I used to be suggested this website by means of my cousin.
    I am now not positive whether or not this post is written by him
    as nobody else realize such targeted approximately my trouble.
    You’re wonderful! Thanks!

  96. Hi i am kavin, its my first occasion to commenting anyplace, when i read this post i thought i could also make comment due
    to this good piece of writing.

  97. You actually make it seem so easy with your presentation but
    I find this matter to be really something that I think I would
    never understand. It seems too complex and extremely broad
    for me. I’m looking forward for your next post, I will try to get the hang of it!

  98. Today, I went to the beach front with my kids.
    I found a sea shell and gave it to my 4 year old daughter and said “You can hear the ocean if you put this to your ear.” She placed the shell
    to her ear and screamed. There was a hermit crab
    inside and it pinched her ear. She never wants to go back!
    LoL I know this is completely off topic but I had to tell someone!

  99. Hi there, just became alert to your blog through Google, and found
    that it is really informative. I’m going to watch out for brussels.
    I will appreciate if you continue this in future.
    Numerous people will be benefited from your writing.

    Cheers!

  100. Do you mind if I quote a couple of your articles as long as I provide credit and sources back to your blog?
    My website is in the very same niche as yours and my visitors would genuinely benefit from a lot of the information you
    provide here. Please let me know if this alright with you.
    Thanks!

  101. Amazing blog! Is your theme custom made or did you download
    it from somewhere? A design like yours with a few simple tweeks would really make my blog jump
    out. Please let me know where you got your design. Appreciate it

  102. I am really enjoying the theme/design of your blog.
    Do you ever run into any browser compatibility issues?
    A few of my blog visitors have complained about my website not
    working correctly in Explorer but looks great in Chrome. Do you have any tips to help fix
    this problem?

  103. Wonderful blog! I found it while surfing around on Yahoo News.

    Do you have any tips on how to get listed in Yahoo News?

    I’ve been trying for a while but I never seem to get there!

    Cheers

  104. Do you have a spam problem on this website; I also am a blogger, and I was wanting to know your situation; we have developed some
    nice procedures and we are looking to swap strategies with other folks, why not
    shoot me an email if interested.

  105. Just wish to say your article is as amazing. The clarity in your post is simply cool and i can assume you
    are an expert on this subject. Fine with your permission allow me to grab your feed to keep
    up to date with forthcoming post. Thanks a million and
    please carry on the rewarding work.

  106. Thank you for the auspicious writeup. It in fact was a amusement account it.
    Look advanced to more added agreeable from you!
    However, how could we communicate?

  107. Hey I know this is off topic but I was wondering if you knew of any widgets I could add to my blog that automatically tweet my newest twitter updates.

    I’ve been looking for a plug-in like this for quite some time and was
    hoping maybe you would have some experience with something
    like this. Please let me know if you run into anything.

    I truly enjoy reading your blog and I look forward to your new updates.

  108. Good post. I learn something totally new and challenging on websites I stumbleupon on a daily basis.

    It’s always helpful to read through content from other writers and practice something from other sites.

  109. I’m not that much of a internet reader to be honest but your blogs really nice, keep it
    up! I’ll go ahead and bookmark your site to
    come back later. All the best

  110. Hey! I know this is kinda off topic but I was wondering
    which blog platform are you using for this website?
    I’m getting tired of WordPress because I’ve had
    issues with hackers and I’m looking at alternatives for another platform.

    I would be great if you could point me in the direction of a good platform.

  111. Aw, this was a really nice post. Finding the time and actual effort to produce a superb article… but what
    can I say… I hesitate a lot and never seem to get anything
    done.

  112. Hello! I’m at work browsing your blog from my new iphone!
    Just wanted to say I love reading through your blog and look forward to
    all your posts! Keep up the fantastic work!

  113. Hello there, I discovered your site by the use
    of Google while looking for a related topic, your web site came up,
    it appears good. I’ve bookmarked it in my google bookmarks.

    Hi there, simply changed into alert to your blog through Google, and found that it’s really informative.
    I am going to be careful for brussels. I’ll be grateful if you happen to proceed this in future.
    Lots of people can be benefited from your writing.
    Cheers!

  114. Thank you for the auspicious writeup. It if truth be told
    was once a entertainment account it. Glance advanced to more added agreeable from you!
    However, how could we communicate?

  115. Greate pieces. Keep posting such kind of info on your page.
    Im really impressed by your site.
    Hey there, You have done an excellent job. I’ll definitely digg it
    and in my opinion suggest to my friends. I am sure they will be benefited from this website.

  116. Appreciating the commitment you put into your site and in depth information you offer.

    It’s good to come across a blog every once in a while that isn’t the same old rehashed material.
    Excellent read! I’ve saved your site and I’m adding your RSS feeds to
    my Google account.

  117. I was wondering if you ever thought of changing the page layout of your site?
    Its very well written; I love what youve got to say. But maybe you could a little more in the way
    of content so people could connect with it better. Youve got an awful lot of
    text for only having 1 or 2 images. Maybe you could space it out better?

  118. What’s up to all, the contents present at this site are actually amazing for people knowledge, well, keep up the good work fellows.

  119. Hey! This post could not be written any better!
    Reading through this post reminds me of my previous room mate!

    He always kept talking about this. I will forward this page to him.
    Pretty sure he will have a good read. Many thanks for sharing!

  120. May I simply say what a relief to uncover somebody that really understands what they are talking about over the internet. You definitely realize how to bring an issue to light and make it important. A lot more people should read this and understand this side of your story. I was surprised you’re not more popular given that you surely have the gift.

  121. Thank you a lot for sharing this with all folks you actually recognise what you are talking approximately!
    Bookmarked. Please also visit my web site =). We can have a hyperlink
    change arrangement among us

  122. Thanks for your personal marvelous posting!
    I really enjoyed reading it, you are a great author.
    I will be sure to bookmark your blog and definitely will come back someday.

    I want to encourage yourself to continue your great writing, have a nice evening!

  123. After checking out a handful of the articles on your website, I seriously like your way of blogging. I saved it to my bookmark site list and will be checking back in the near future. Please visit my website as well and let me know what you think.

  124. It’s actually a great and helpful piece of information. I am satisfied
    that you shared this helpful information with us. Please stay us up to
    date like this. Thank you for sharing.

  125. Have you ever thought about writing an e-book or guest authoring on other websites?
    I have a blog centered on the same topics you discuss and would love to have you share some stories/information. I know
    my subscribers would value your work. If you’re even remotely interested, feel free to shoot me an e mail.

  126. I’m really enjoying the theme/design of your weblog.
    Do you ever run into any internet browser compatibility problems?
    A handful of my blog audience have complained about my
    site not working correctly in Explorer but looks great in Opera.
    Do you have any ideas to help fix this problem?

  127. Hi! Quick question that’s totally off topic. Do you know how to make your site mobile friendly?
    My website looks weird when viewing from my iphone 4.
    I’m trying to find a template or plugin that might be able to fix this issue.
    If you have any recommendations, please share.

    Cheers!

  128. Attractive section of content. I just stumbled upon your site and in accession capital to assert that I
    acquire actually enjoyed account your blog posts.
    Any way I will be subscribing to your feeds and even I achievement you access consistently quickly.

  129. Undeniably imagine that that you said. Your favorite justification seemed to be
    at the net the simplest factor to be mindful of.
    I say to you, I certainly get irked even as folks think about issues that they
    just do not know about. You managed to hit the nail upon the top and also outlined out the entire thing
    without having side-effects , other people could take a signal.
    Will likely be back to get more. Thanks https://sites.google.com/view/roulette-introduction-/home

  130. Howdy! I know this is kinda off topic however , I’d figured I’d ask.

    Would you be interested in exchanging links or maybe guest writing a blog article or vice-versa?
    My blog addresses a lot of the same topics as
    yours and I believe we could greatly benefit from each other.

    If you might be interested feel free to shoot me an e-mail.
    I look forward to hearing from you! Excellent blog by
    the way! https://sites.google.com/view/bingo-maths/home

  131. Asking questions are in fact nice thing if
    you are not understanding something totally, however
    this paragraph presents good understanding even.

Leave a Reply

Your email address will not be published.